How can I check my Union Bank balance? 6 Easy Methods (Step-by-Step)

How can I check my Union Bank balance? Imagine you are at a checkout counter ready to pay for a purchase, or you suddenly need to transfer money to someone, but you do not know your account balance.

In such situations, there is no need to search for an ATM or visit a bank branch. Union Bank of India offers its customers multiple ways to check their account balance from the comfort of their homes in just a few seconds. You can view your bank balance anytime and from anywhere using simple options like a missed call, a basic SMS, a UPI app, mobile banking, or an ATM. In this article, we will explore six easy methods to check your Union Bank balance, including all the necessary details, required numbers, step-by-step procedures, and important tips.

Introduction:

How can I check my Union Bank balance? The easiest and fastest way to check the balance of your Union Bank of India account is to give a missed call to 09223008586 from your registered mobile number. The call will disconnect automatically, and you will receive your account balance via SMS within a few moments.
You can also check your balance using SMS banking. To do this, send a message with the text “UBAL” to 09223008486. You will receive the balance details via SMS shortly.

How can I check my Union Bank balance? 6 Easy Methods (Step-by-Step)

There are many easy options available to check your Union Bank of India account balance. You can check your balance in a few seconds by giving a missed call from your registered mobile number or using SMS banking.

Apart from this, you can also check your account balance through UPI apps like Google Pay, PhonePe, Paytm, Vyom-UBI or the mPassbook mobile app, ATM and, if necessary, by visiting the nearest Union Bank branch. You can check your bank balance safely and quickly by choosing any of these methods according to your convenience and available facilities. Let us see the detailed information about it now.

Even if you don’t have a smartphone, there are some simple ways to check your bank balance on a basic phone.

Method 1. Missed Call Service:

If you are a Union Bank customer, then the first and easiest method to check your account balance is the missed call service. In this method, you have to give a missed call to the following number from your registered mobile number. After making the call, the call will be automatically disconnected, and in a short time you will receive an SMS on your mobile about your account balance.
Give a missed call to 09223008586 or 1800-22-2244 / 1800-208-2244.

Method 2. SMS Banking:

Another very easy way is SMS banking, in which you have to send an SMS to the bank on the following number in a specific format. For this, you have to check whether the SMS service is available on your mobile number or not. You can send SMS only if the SMS service is available.
You can send an SMS like UBAL to 09223008486.
To check the balance of the second (secondary) account, you can send an SMS like UBAL Account Number.

In a short time, an SMS will come to your mobile number, in which you will know what the bank balance of your account is.

Method 3. UPI Apps:

You can also check your bank balance from different UPI apps. Currently popular apps are Google Pay, Phone Pay, and Paytm. You have to open the app on your mobile, then find the option called Check Balance and click it. After clicking, you have to enter your UPI PIN, i.e. password, and then immediately you will see how much bank balance is in your account.
Open Google Pay, PhonePe, Paytm or other UPI app → Select Check Balance option → Enter UPI PIN. After that, the account balance will be visible. Read the information about UNION UPI Services.

Method 4. EASE-UBI or mPassbook app:

Union Bank has its own mobile banking app called EASE. Through this application too, the customer can check the bank balance in their account,t but for this you have to install this app on your mobile.
Download and log in to the official Ease-UBI or mPassbook app of Union Bank. Here you can see the balance, mini statement and transaction information.

Method 5. Through ATM:

The fifth method is that you can also check your bank balance using the ATM near you. Insert your ATM card in any ATM near you → Then enter the 4-digit PIN of your ATM → Then select the Balance Enquiry option that appears in front of you. The account balance will be displayed on the screen or on the receipt.

Method 6. Visit to Branch

The last and sixth method to check the balance of your account in Indian Bank is that you have to go to your bank, give your passbook to the bank, and take a printout of your statement from your passbook from the bank. In this, you will see how much bank balance is in your account as of today. This is the safest option.

Important Note

If the Missed Call service is not working, first check if your mobile number is registered with the bank account (Registered Mobile Number). Also, if necessary, you can also take help to set up the Vyom-UBI mobile app.

Why is awareness about checking the account balance important?

In today’s digital banking era, it is very important to keep regular information about how much money is in your account. Checking the balance can quickly identify unauthorised transactions, incorrect deposits/deductions or suspicious transactions.

According to official information from Union Bank, SMS Banking allows customers to view the balance and mini statement instantly and receiving alerts on transactions helps in identifying unauthorised access.

Official Statistics and Important Information about Union Bank Balance Check

The use of digital banking and digital payments is increasing significantly in India. According to RBI’s Annual Report 2024-25, India’s Financial Inclusion Index reached 64.2 in March 2024, which shows an increase of 6.8% over the previous year.

According to the RBI, the RBI-Digital Payments Index (RBI-DPI) reached 465.33 in September 2024, while its base level was 100 in March 2018. This shows how rapidly the digital payment ecosystem in India is expanding.

Regarding the growth of UPI, the RBI has also mentioned that UPI transactions crossed the mark of 13 billion transactions in a month in March 2024.

This means that today there is no need to visit the branch every time for customers to get bank account information. Digital and self-service facilities like Missed Call, SMS, UPI, Mobile Banking and ATM have made balance checking easier.

Note: Banking numbers, apps or services may change over time. Therefore, it is safe to check the information on the official website of Union Bank of India before using any banking number.

How does Moneypedia help you?

The purpose of Moneypedia is to explain information related to banking and personal finance to the general reader in simple Marathi language. Moneypedia can be useful for understanding information on topics like Bank Balance Check, UPI, Mobile Banking, ATM, Loans, Investment, Insurance and Government Schemes in a step-by-step manner. The main purpose of this blog is to explain in simple language what to do, what information is required and what precautions to take while using banking services.

Conclusion

Now there is no need to go to the branch or find an ATM to check the balance of your Union Bank of India account. You can check your account balance at your convenience through various methods like Missed Call, SMS Banking, UPI Apps, Mobile Banking, ATM and Branch Visit. However, while using banking services, do not share OTP, UPI PIN, ATM PIN or password with anyone and always trust only official sources for banking numbers. With such small but important financial awareness, your account can be managed more securely.

If you want to know how to check Canara Bank balance, then also read our detailed guide [Canara Bank balance check].

Frequently Asked Questions (FAQs)